FutureCard Featured Review: Is It Worth It for Rideshare Drivers?

As rideshare drivers, saving money not only puts more money in our pockets but also makes a significant difference in our business's success.

With FutureCard, Rideshare drivers can get a low 4.1% APY, get cash back of up to 100%, and do all of that without a credit check.

Credit cards offer high cash back, but can be challenging to obtain due to credit checks, and run the risk of misuse and accumulating debt.

Debit cards work similarly to credit cards, but offer little to no incentives on purchases.

FutureCard is different; it is not just another debit card. It is the most rewarding debit card in the US, giving drivers and everyday spenders more cashback and savings than most credit cards, without debt.

What is FutureCard?

FutureCard is a high-rewards debit card that returns more money to your pocket on everyday purchases.

FutureCard positions itself as the most rewarding debit card, with 5%+ cashback at more than 50,000 businesses, 10% back on EV charging, and a 4.10% APY on your balance. I haven’t seen this on any other debit or credit card!

Unlike credit cards, FutureCard requires no credit check and poses no risk of debt, as it isn’t a credit card but a debit card linked to a checking account.

Here’s what you can earn with FutureCard:

• 10% cashback on EV charging nationwide

• 5% cashback on energy bills

• 5% cashback at select businesses (groceries, second-hand shops, restaurants, and more)

• Up to 100% cashback deals (limited but excellent opportunities)

• 1% cashback on everything else

• 4.10% APY on money in your account 

Why Rideshare Drivers Should Get FutureCard

The bottom line for Rideshare drivers is: 

How much extra money can FutureCard put back in your pocket every single day?

EV Drivers

Earn 10% back on EV charging across the nation. As the highest expense for EV drivers, this could save hundreds, if not thousands, of dollars a year.

Utilities

Everyone has bills. With FutureCard, not only will you earn cash back, but you’ll also receive up to 5% cash back on energy bills. This is particularly handy if you ever charge your car at home. Leaving you more money for maintenance on your car, groceries, or just fun.

No Credit Check

When you think of cash back cards, it’s typically credit cards that come to mind. If you have poor or no credit, it can be challenging to qualify. FutureCard has no credit check, so you get credit card-level rewards without debt or impact on your credit score. 

Everyday Earning

FutureCard offers multiple cash back rewards that change regularly, including groceries, second-hand shops, and plant-based restaurants, all of which provide 5% cash back. They even have a few amazing offers of 100% cash back, though they are limited.

If there is no offer, they still give you 1% back on all purchases. 

What Makes FutureCard the Most Rewarding Debit Card?

Other Debit Cards

Most debit cards offer no cash back; in fact, they charge you for spending your own money.

Even debit cards that offer incentives are typically limited to the initial account opening or have rates of less than 1%. FutureCard flips the script, delivering significantly higher cashback plus a high-yield APY, making it the richest debit card rewards program available today. 

Credit Cards

Credit cards can offer 5% or even 10% cashback, but they make up for it by charging 20–30% interest to those who carry a balance. For many people, debt cancels out any rewards earned.

FutureCard gives you credit-card-level cashback rewards without the trap of interest charges or the risk of getting into debt. 

Company Debit Cards

Uber, Lyft, DoorDash, and others offer debit cards that promise quick payouts and gas rewards. But in practice, these rewards are often confusing, inconsistent, or difficult to qualify for.

I have personally had numerous issues qualifying for the cash back on these. They change every week when used as a debit card or a credit card, and I always pick the wrong one. So even though the Uber card offers 2% cash back on gas purchases, I rarely get it.

With FutureCard, the rewards are clear, easy to earn, and cover far more categories than just gas. You don’t have to guess whether you’re swiping the right way—you just earn.

FutureCard

When comparing other debt cards, FutureCard doesn’t limit you to making money only when you sign up for them, but allows you to continue to do so as long as you have the card.

Unlike credit cards that may give you a good percentage back, oftentimes less than FutureCard's average of 6%, FutureCard does not then make its money back by charging you crazy high interest rates.

And though Company debit cards may be convenient because you can get money right away, their cash back is confusing, changes all the time, and is less than what FutureCard offers with a much simpler process to get your cash back.

It’s really no competition at all. When FutureCard is in the running, all the other options are trying for second place.

Is FutureCard Worth It?

FutureCard is, without a doubt, the most rewarding debit card available today. 

Even without owning an EV car myself, the other benefits of the FutureCard make it worthwhile, such as the high APY (4.10%), 5% back on groceries, and 1% on all other purchases.

Currently, they have a limited-time offer of 5% cash back on groceries, perfect for keeping costs down while stocking up.

The no-credit-check, unmatched cashback rewards, and savings-account-level APY make FutureCard the smartest choice for rideshare drivers, and really, for anyone who wants to get the most out of every dollar they spend.

FutureCard is more than just another debit card. It’s a debit card that gives you a 4.10% rate on a high-yield interest savings account, an average of 6% cash back on a credit card, and the protection of not taking on further debt.

There is no better way to spend, save, and earn than using FutureCard.

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